Sukanya Samridhhi Scheme 2024 :- Sukanya Samridhi Scheme has been started by Prime Minister Narendra Modi to make the future of daughters of the country bright. The main objective of this scheme is to save. One part is that under this scheme, for girls below 10 years of age, their parents keep money for their education and marriage for future use.
This scheme was started on 22 January 2015 as a part of the Beti Padhao Beti Bachao campaign. Under Sukanya Samriddhi Scheme (SSY), the government is providing interest of 7.6%. Under the scheme, girl’s parents can open their account in any national bank or post office and can secure the future of their daughters through this scheme. Under this, the account can be operated up to 21 years or 18 years.
Sukanya Samriddhi Scheme:– Under this scheme, when the girl turns 10 years old, her account is opened in the name of her parents. The minimum amount for opening the account is Rs 250 and the maximum is kept up to Rs 1.50 lakh annually. You can deposit the amount as per your wish. This amount will continue to be deposited in the girl’s account for 18 years and after completion of 18 years, you can withdraw 50% of this amount from the account.
Earlier it was mandatory to deposit Rs 1000 through this scheme but now it can be deposited Rs 250 every year. Due to this, the number of citizens taking advantage of the scheme is increasing. You will have to invest in it for 15 years. That amount will be given to the beneficiary girl child after the age of 18 years. Or after turning 21, it can be withdrawn from the account for his higher education or marriage.
Sukanya Samridhi Yojana 2024
Sukanya Samriddhi Scheme (SSY) was rejected or closed by the government on 12 December 2019 and on the same day in 2019, a new Sukanya Scheme was made so that daughters can get good benefits. In this new scheme, the interest rates are lower than before. There has been a lot of improvement in the scheme due to which now there is a rush of people to open an account in this scheme because this is the only scheme which gives the best returns. Different interest rates are charged on different amounts. The interest rates are explained in detail below. Has gone
Sukanya Samriddhi Yojana Highlights 2024
Plan | Sukanya Samridhi |
Initiated By | By The Central Government |
Beneficiary | Daughters Of India |
Purpose | Creating A Bright Future For Girls Through Hard Work |
Category | Central Government Scheme |
Official Website | www.indiapost.gov.in |
How Much Return Will Be Received By depositing 1000 in Sukanya Samriddhi Scheme
The government is currently giving 8% interest (from April to June 2024) on the account of Sukanya Samriddhi Scheme. By depositing Rs 1000 every month, you will get Rs 5 lakh 39 thousand 449 after 21 years. Its calculation will be as follows. you can understand through
Every Month You Have To Deposit Rs. | 1000 Rs. |
In 1 year you have to deposit so much money in your account | 12000 Rs. |
In 15 years the total amount in the account will be | 180000 Rs. |
Nothing will be deposited from 16th year to 21st year but interest will keep getting added till 21st year and at the rate of 8% per annum, the total interest from beginning to end will be this | 359,449 Rs. |
After 21 years, you will get this much money by adding total deposits and interest. | Totle 5, 39,449 Rs. |
In this way, we see that by depositing 1000 rupees every month in Sukanya Samriddhi Scheme, you will get a total of 5 lakh 39 thousand 449 rupees in the last, this money will be given to your daughter when she turns 21, whose name is Sukanya Samriddhi account. The money is received because after the completion of 18 years of age, the account becomes in the name of the girl which was earlier in the name of the mother or father. All this record has been taken out from the calculator of this scheme which has been launched by the government itself on the government portal. Is
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How Much Return Will Be Received By Depositing 3000 In Sukanya Samriddhi Scheme
If you deposit Rs 3000 per month in this scheme, then after completion of 21 years you get Rs 16 lakh 18 thousand 347 including interest and all the calculations have been calculated from the government calculator.
You have to deposit this much amount in the account every month for your daughter. | 3000 Rs. |
Your amount would have been accumulated for 1 year. | 36,000 Rs. |
The total amount for 15 years will amount to this | 5 lakh 40 thousand Rs. |
From 16th year to 21st year, you will not have to deposit money but the interest will keep on adding and as per the current interest rate (8%) the total interest is charged from beginning to end and all in all your amount should be this much. will go | 10 lakh 78 thousand 347 Rs. |
After 21 years, by adding the total deposited amount and its interest, you will get this much money. | 16 lakh 18 thousand 347 Rs. |
This scheme is proving to be very effective for daughters, because it is giving very good returns on less money, which can be used for the education or marriage of your daughter, after the age of 18, this account becomes legally in the name of the daughter. If so, only daughter can withdraw the money because the owner of the account is your daughter.
How Much Return Will Be Received By Depositing Rs 5000 In Sukanya Samriddhi Scheme?
Under this scheme, if the parents of the girl child deposit 5000 rupees every month, then when the girl child is 21 years old, till then you get 26 lakh 97 thousand 246 rupees, by which you can secure the future of your daughter. I am telling you the result of how much you get, the calculator has been given by the government itself on the official website of this scheme.
If you deposit Rs 5000 every month | 5000 Rs. |
The total amount in your account in one year will be this much | 60,000Rs. |
In 15 years this amount will become something like this | 9 Lakh Rs. |
From the 16th year to the 21st year you do not have to deposit anything but the interest of your principal amount will continue to be added, on which the total principal and interest amount in your account will be as per the current interest rate (8%) | 17 Lakh 97 Thousand 246 Rs. |
You will get this amount on completion of 21 years | 26 lakh 97 thousand 246 rupees |
This is a very beneficial scheme for the daughters of our country, you yourself see its total, there is no other scheme which gives so much.
How Much Return Will Be Received By Depositing Rs 10000 In Sukanya Samriddhi Scheme?
If you have opened your daughter’s account under this scheme, then if you deposit Rs 10,000 every month, you will finally get a return of Rs 53 lakh 94 thousand 491. This is a huge amount which only this scheme is giving.
If you deposit Rs 5000 every month, then | 10000 Rs. |
The amount deposited in 1 year will be this much | 1 lakh 20 thousand Rs. |
If you deposit regularly for 15 years, the amount will be this much | 18 lakh rupees |
From 16th year to 21st year you do not have to deposit any money but interest keeps on adding that too according to the current rate | 35 lakh 94 thousand 491 Rs. |
By adding interest and principal for 21 years, this amount becomes | 53 lakh 94 thousand 491 rupees |
Whatever amount is there, only the daughter can withdraw it from the account because after 18 years the full rights of the account become the daughter’s, the legal owner of the account will be your daughter.
How Much Return Will Be Received By Depositing 12000 In Sukanya Samriddhi Scheme
Under this scheme, if your daughter’s account is opened under this scheme, then if you deposit Rs 12000 per month, then after 21 years you will get an amount of Rs 64 lakh 73 thousand 390. This is a very good scheme which gives good returns. Ritan has not been able to give any scheme till date, please secure the future of your daughters with this scheme.
Eligibility For Sukanya Samriddhi Scheme 2024
- Sukanya Samriddhi Scheme account is opened in the name of the girl child only in the name of parents or legal guardians
- This scheme is only for girls and daughters.
- At the time of opening the account, the age of the girl child should be less than 10 years so that the benefit can be availed till the age of 21 years.
- More than one Sukanya Samriddhi account cannot be opened for a girl child and it is also illegal to do so
- A family is allowed to open only two SSY accounts, i.e. there can be one account for each girl child but only one for a girl child
NOTE:- Sukanya Samriddhi Account can be opened for more than two girls in some special cases
- If a girl child is born before the birth of twins or triplets or if triplets are born first, a third account can be opened.
- If a girl child is born after the birth of twins or triplets, the third SSY account cannot be opened
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Sukanya Samriddhi Important Documents
- It is mandatory to have the birth certificate of the daughter.
- Identity Card (PAN Card, Voter ID Card, Driving License, Passport etc.)
- Passport size photo of both parents and child
- Aadhar card
- Address proof
- You have to take all these documents to your nearest post office.
Tax Under Sukanya Samriddhi Scheme (SSY) 2024
The investment of Sukanya Samriddhi Scheme comes under EEE, which means that no tax is applicable on it, it simply means that no tax is levied on your invested amount and the interest earned on it, according to the existing Texs rules of Sukanya Samriddhi Scheme. Under and under Section 80C of the Income Tax Act 1961, you can avail tax deduction of up to Rs 1.5 lakh per year in the annual income tax return on the principal amount invested.
Taxes will be available on all other schemes, but there is a lot of benefit in this scheme, you can invest tax free and withdraw without paying tax with interest.
How Many Daughters Can Get The Benefit Of Sukanya Samriddhi Scheme
This scheme has been run by the government, only 2 daughters of the family can get the benefit of this scheme, if 2 daughters of the family are born twins, then in this situation 3 daughters of the family get the benefit of this scheme. An account is opened for girls below the age of 10 years, in this you have to deposit a regular amount for 15 years and after the age of 21, the amount of Sukanya Samriddhi Scheme matures.
How to Open Sukanya Samriddhi Scheme Account
To open an account under Sukanya Samriddhi Scheme, you will first have to go to the official website of this scheme and download the form from there, which you will get in PDF format. After downloading it, fill all the information carefully and make a photocopy of the document. Attach it together and deposit it in your nearest post office. After this, your Sukanya Samriddhi Scheme savings account will be opened. You can download the PDF directly from the post below.
Sukanya Samriddhi Yojana Help Line Number
The help number of Sukanya Samriddhi Scheme is 18002666868, you can call on them and get your problem resolved, whatever you want and some information, you can ask by calling here
How to Check Sukanya Samriddhi Scheme Money
To check the money of this scheme, you have to come to the official website of this Sukanya Samriddhi Scheme, whose link you will find below in our post, after visiting the website, log in with the id password that was given to you while opening the account. As soon as you log in, the details of your account will appear in front of you, from here you can check your Sukanya Samriddhi Scheme account completely.
FAQs. Frequently Asked Questions About Sukanya Samriddhi Scheme
Q 1.How can I withdraw the money from Sukanya Samriddhi Scheme?
You will have to withdraw the money of Sukanya Samriddhi Scheme only by going to the post office because the facility to withdraw the money of Sukanya Samriddhi Scheme from the post office has not yet been given through online medium.
Q 2. How many installments have to be deposited in a year under Sukanya Samriddhi Scheme?
Under this scheme, you can deposit the installments as per your wish, whether you get it done from month to month or get it done for one year, it depends on you.
Q 3. For how many years does the installment of Sukanya Samriddhi Yojana have to be deposited?
Under Sukanya Samriddhi Yojana, you will have to pay the installments of this scheme for 15 years.
Q 4. In whose name is the account of Sukanya Samriddhi Scheme opened?
This account is opened in the name of the girl’s parents till the age of 18 years and when the girl turns 18, then this account becomes in the name of the girl’s parents because now the girl has become a child.
Q 5. Who will get the money of Sukanya Samriddhi Scheme after 21 years?
The money of this scheme will be given only to the girl child, her parents will not get it because as soon as the girl turns 18 years of age, the owner of the account is made to the girl child by the government, so now the owner of the account is your girl child, so the money will be given only to the girl child. will get.
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